Kerajaan menjamin sampai pinjaman 120% dari jumlah yang dipinjam oleh pembeli tanpa pendapatan tetap untuk projek-projek perumahan rakyat MTEN (PPR) dan rumah susun murah.
Persekutuan Wilayah dan Perkotaan Menteri Kebajikan Datuk Raja Nong Chik Raja Zainal Abidin mengumumkan bahawa agen yang disebut Perumahan Penjaminan Kredit telah dibentuk di bawah Jabatan Kewangan untuk tujuan itu.
"Badan ini akan memberi jaminan untuk pinjaman bank yang dipinjam oleh pembeli tanpa pendapatan tetap," katanya.
"Rumah pembeli boleh meminjam sampai pinjaman 120% pada kos unit. Jika unit kos RM35, 000, pinjaman dari RM42, 000 akan dilanjutkan.
"Badan ini juga akan memberikan jaminan untuk pinjaman yang diambil oleh mereka yang berpendapatan tetap hingga 120%."
Ketika ditanya mengapa perlunya tambahan 20% daripada jumlah pinjaman, Raja Nong Chik berkata ini kerana ada kos tambahan seperti kos undang-undang dan insurans hipotek di rumah.
"Insurans hipotek merupakan keperluan bank, yang memakan seketul besar, sekitar RM2, 500.
"Jadi jumlah keseluruhan kos unit dapat RM4, 000 lebih daripada RM35, 000. Jika hanya sebuah pinjaman 100%, pembeli tetap harus keluar dengan wang tambahan yang mereka mungkin tidak mampu, "ujarnya.
"Pembeli harus boleh mendapatkan pinjaman selama mereka mempunyai pendapatan bulanan gabungan rumah tangga RM1, 000."
Raja Nong Chik berkata sembilan bank telah bersetuju skim dan Bank Negara telah mengadakan pertemuan dengan agensi-agensi finantial tiga minggu lalu.
Sebuah tempoh tiga-bulan baru telah ditetapkan bagi pembeli untuk memilah-milah masalah pinjaman mereka dengan bank, bermula dari 1 Ogos.
"Jika pembeli menghadapi masalah, mereka boleh merujuk pada Jabatan Pengurusan Perumahan DBKL dan bahkan dengan perkhidmatan saya melalui unit yang memantau hal pinjaman bank."
Dia mengatakan, selepas tarikh masa tiga bulan, pihaknya akan cuba membantu mereka yang masih tidak boleh mendapatkan pinjaman.
Dari 18.201 pembeli memenuhi syarat setakat ini, 11.499 telah bersetuju untuk membeli.
Dari 11.499 pembeli, 1.928 pembeli telah menandatangani perjanjian jual beli yang 1080 membeli dengan wang tunai sementara sisanya mendapatkan pinjaman bank.
Sebuah karnaval bersama untuk jualan berkata unit akan diadakan sebelum Ramadan di kerjasama dengan bank-bank, pada tarikh yang akan diumumkan kemudian.
Friday, July 30, 2010
Thursday, July 22, 2010
Raja Nong Chik: A year of learning
KUALA LUMPUR: Today marked the first year anniversary of Federal Territories and Urban Wellbeing Minister Datuk Raja Nong Chik Datuk Raja Zainal Abidin assuming his post and shouldering the responsibilities of the ministry.
Speaking at a Press conference, Raja Nong Chik expressed his gratitude for all the support and also advice given to him by the people, including non-governmental organisations.
“Before I stepped into this post as FT Minister, I was told that I would not be able to handle the big responsibility that comes with the post. They said a lot of things, including the fact that I would have a very complex task and so on. But, I take it all as a challenge."
With a year having passed, Raja Nong Chik was glad to say that Prime Minister Datuk Seri Najib Razak is happy with the positive developments and improvements achieved so far.
Adding that he felt like he was back in school, the minister said he still has a lot of things to learn and improve on.
"I feel as though I'm still in college, learning. If I were to describe how this whole thing feels, it's like I have just finished my first semester and Alhamdulillah, I've passed with flying colours since our Prime Minister is pleased with the improvements and my performance. But I'm still learning and hope to improve further."
As FT minister, the Key Performance Index (KPI) achieved includes the sale of flat units under the National Economic Action Council's (MTEN) public housing project (PPR). To date, about 39,000 out of 44,000 units have been taken.
He also cited the ministry's focus on improving the people's quality of life and eradicating urban poverty through redevelopment projects like the four-storey Kampung Kerinchi flats.
It is the first project to be carried out, involving 480 owners and 11 blocks. The project is the first where the public choose their own developers to carry out the task.
While the ministry's focus before was only to monitor the three federal territories of Labuan, Putrajaya and Kuala Lumpur, its role has now expanded to include the eradication of urban poverty throughout the country and organising urban well being programmes.
KUALA LUMPUR: In conjunction with his one year anniversary as the Federal Territories and Urban Wellbeing Minister, Datuk Raja Nong Chik Raja Zainal Abidin today launched the ministry's five-year plan known as Strategic Plan and Information and Communication Technology (ICT) Strategic Plan 2010-2015.
The objective is to renew and implement the ministry's new direction, commitment and mechanism to realise a safe and developed Federal Territory.
Six core strategic steps were introduced, forming the acronym MANTAP (steadfastness) where M stands for 'modal insan' (human capital), A for 'aspek ekonomi' (economic aspects), N for 'nilai tambah' (added value), T for 'teknologi' (technology), A for 'alam sekitar' (environment), and P for 'penyertaan masyarakat' (public participation).
Raja Nong Chik said four core values -- 'cemerlang' (excellence), 'amanah' (trustworthy), 'mesra' (friendly) and 'prihatin' (caring) would govern the implementation of the strategic plan.
"We will not forget our main mission which is to spearhead development for the Federal Territories, improve the people's quality of life and eradicate poverty in the cities," he said.
The outcome-based approach framework, added Raja Nong Chik, also focuses on the people's needs. "If we really want people to measure well, improve their performance, and meet their public accountabilities, they must own this process." he said.
NADIRAH H. RODZI
Wednesday, April 14th, 2010 18:34:00
Source : Malay Mail
Speaking at a Press conference, Raja Nong Chik expressed his gratitude for all the support and also advice given to him by the people, including non-governmental organisations.
“Before I stepped into this post as FT Minister, I was told that I would not be able to handle the big responsibility that comes with the post. They said a lot of things, including the fact that I would have a very complex task and so on. But, I take it all as a challenge."
With a year having passed, Raja Nong Chik was glad to say that Prime Minister Datuk Seri Najib Razak is happy with the positive developments and improvements achieved so far.
Adding that he felt like he was back in school, the minister said he still has a lot of things to learn and improve on.
"I feel as though I'm still in college, learning. If I were to describe how this whole thing feels, it's like I have just finished my first semester and Alhamdulillah, I've passed with flying colours since our Prime Minister is pleased with the improvements and my performance. But I'm still learning and hope to improve further."
As FT minister, the Key Performance Index (KPI) achieved includes the sale of flat units under the National Economic Action Council's (MTEN) public housing project (PPR). To date, about 39,000 out of 44,000 units have been taken.
He also cited the ministry's focus on improving the people's quality of life and eradicating urban poverty through redevelopment projects like the four-storey Kampung Kerinchi flats.
It is the first project to be carried out, involving 480 owners and 11 blocks. The project is the first where the public choose their own developers to carry out the task.
While the ministry's focus before was only to monitor the three federal territories of Labuan, Putrajaya and Kuala Lumpur, its role has now expanded to include the eradication of urban poverty throughout the country and organising urban well being programmes.
MANTAP is the way to go
KUALA LUMPUR: In conjunction with his one year anniversary as the Federal Territories and Urban Wellbeing Minister, Datuk Raja Nong Chik Raja Zainal Abidin today launched the ministry's five-year plan known as Strategic Plan and Information and Communication Technology (ICT) Strategic Plan 2010-2015.
The objective is to renew and implement the ministry's new direction, commitment and mechanism to realise a safe and developed Federal Territory.
Six core strategic steps were introduced, forming the acronym MANTAP (steadfastness) where M stands for 'modal insan' (human capital), A for 'aspek ekonomi' (economic aspects), N for 'nilai tambah' (added value), T for 'teknologi' (technology), A for 'alam sekitar' (environment), and P for 'penyertaan masyarakat' (public participation).
Raja Nong Chik said four core values -- 'cemerlang' (excellence), 'amanah' (trustworthy), 'mesra' (friendly) and 'prihatin' (caring) would govern the implementation of the strategic plan.
"We will not forget our main mission which is to spearhead development for the Federal Territories, improve the people's quality of life and eradicate poverty in the cities," he said.
The outcome-based approach framework, added Raja Nong Chik, also focuses on the people's needs. "If we really want people to measure well, improve their performance, and meet their public accountabilities, they must own this process." he said.
NADIRAH H. RODZI
Wednesday, April 14th, 2010 18:34:00
Source : Malay Mail
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